The Best Beach Hut Insurance Companies in the UK (Reviews/Ratings)

I often get lots of questions from individuals looking to buy their first beach hut.  It’s such an exciting time but also, they are looking to make sure they know all about the ongoing costs including beach hut insurance.

Insurance at the best of time can be daunting but when they are very few in the marketplace, it can feel that little bit more daunting!  Which company has the best cover, what value should you set your rebuild cost at, which is the best value for money and where will you get the best customer service?

As you want to focus your time on your beach hut purchase and not insurance, I have pulled together some reviews on 4 of the Beach Hut Insurance companies in the UK.

*Note – please do remember to check individual websites for changes to policy and your own coverage before purchasing.  

 

 best beach hut Insurance Review

 

Beach Hut Insurance Reviews:  The Best Beach Hut Insurance Companies in the UK.

 

A Review of Towergate Beach Hut Insurance

Towergate Insurance certainly feels as if it’s the largest company to offer beach hut insurance with 4,400 staff. They operate from across more than 100 offices.  They offer over 200 specialist insurance products including beach hut insurance.

The policy as standard covers for almost every cause of physical loss – lightning strikes, sea damage, vandalism, wind damage, earthquake and even asteroid damage!  Cover is also included for your liability as a hut owner along with loss of rent, licence fee or ground rent.Accidental damage is included to cover mishaps though this does not apply to tenants who may hire out your beach hut
Visit HERE for the full details of the review.

For policy information: https://www.towergateinsurance.co.uk/beach-hut-insurance

A Review of Love Your Hut Beach Hut Insurance

With over 15 years experience, Love Your Hut offers insurance products for all ‘huts’, whether it’s on the sea front, in a rural idyll or in your own back garden.The most comprehensive of all beach hut insurers, the policy covers you for such perils as storm, vandalism, fire, flood, accidental damage, inundation from the sea and subsidence.

Cover is also included for your liability as a hut owner, loss of rent or licence fee, liability for some watercraft, temporary liability for art or clerical-related business use.
Visit HERE for the full details of the review.

Cover Summary is not available online – though you can obtain this by submitting information to receive a quote online – http://www.loveyourhut.co.uk/

 

A Review of Ryan’s Beach Hut Insurance

Ryan’s offers a range of personal insurance products including home, motor and travel along with business insurance.

Beach Hut insurance is part of the Private Client Division.Policies available to cover all types of beach huts regardless of location and covers both buildings and contents insurance (up to 20% of building sum insured).  Accidental damage cover included automatically for buildings insurance and nil excess  Storm and inundation by the sea cover along with vandalism and malicious damage cover included

Visit HERE for the full details of the review.

 

A Review of Insure Homes Limited Beach Hut Insurance

Insure Homes Limited cover a range of residential policies from let properties, holiday homes,  shepherds huts and beach huts.    Policies available to cover all types of beach huts regardless of location.

Accidental damage cover included automatically for buildings insurance and no excess for any claim regardless of the cause of the loss or damage.  Contents cover is available and includes watercraft and accessories, up to 25% of the contents sum insured  Cover for loss of rent and license fee, up to 20% of the building sum insured if the hut is made unusable following a valid claim

Visit HERE for the full details of the review.

For policy information: http://www.insurehomesdirect.co.uk/keyfacts/KeyFactsSeaviewBeachHut.pdf.

 

Next Steps To Get Beach Hut Insurance.

Check out the different Beach Hut Insurance companies and see which cover suits you and your beach hut best.

Don’t forget to renew each year to keep your cover active.

 

Let us know who you are insured with and what you find the cover and service like.

Life's A Beach Hut

Be the first to be notified of beach hut news, free stuff, release dates and special offers.

Whether you hire or own a beach hut - join me on a road trip to the beach.

Powered by ConvertKit

Related Post

2 Responses

  1. Bert Furze
    | Reply

    I would like a quote for a all timber beach hut at Walton on Naze built in 2013.
    My current insurers offer me £3000 Building Costs and £600 contents.
    I am a member of the walton on Naze Beach Hut Association.

    • Vicky_Millies_Beach_Huts
      | Reply

      HI Bert – I’m afraid you’d have to contact an insurer’s direct to get a quote. Hope it goes well!! Vicky x

Leave a Reply

Your email address will not be published. Required fields are marked *